Pensions

Do you really know what's happening with your pensions?

Are your Pensions really worth the paper they’re written on?

Consider the following points:

• When considering retirement provision should we first look to debt reduction as a means to enhance retirement provision?
• Is your existing pension provision the right medium for retirement planning?
• Or whether it is prudent to switch to an alternative pension contract based upon a better charging structure.
• Is it better to continue to contribute into your existing arrangement or make the contract paid up and divert the contributions into an alternative pension arrangement?
• Is it better to make the pensions paid up and divert the contributions into an ISA environment?
• Put the contracts into payment and draw tax-free cash.
• Or whether it is better to take the open market option and draw tax-free cash.
• Merge the contracts into a retirement control plan.
• Are there alternative methods of retirement planning without taking a risk?

It's worth remembering that the value of a pension is not guaranteed and can go up and down depending on investment performance and currency exchange rates where a fund invests overseas. You could get less back than you paid in.

We offer a complimentary no obligation meeting if you would you like to know more.

Give us a call on 0844 980 8801 to find out more

Here's what our customers told us:

Mrs L, Huddersfield

I would just like to thank Bill and Nigel for sorting out my finances and my pension. I now feel in a more secure frame of mind and happier with life. I would not hesitate to pass on your name to anybody that needs your services.