Home » Money Guide » Financial Products » Savings & Investments » Investments

Property

Investing in property may provide you with an income and creates the possibility of making a profit when you come to sell it. As with all investments, there are a wide range of things you need to think about, not least of which being what type of property to invest in.

Residential property offers two broad options. Firstly there is property development where you buy a run down building, spend time and money in 'doing it up' and then sell it, hopefully at a profit. Secondly there is 'buy-to-let' where you purchase a property, rent it out to generate a regular income, and in the longer term sell it, again hopefully at a profit.

Alternatively you might wish to consider a commercial property. These may be let out to companies and tend to be on long leases, often 25 years. As a result, the value of the property will often be increased as a result of the length of the remaining lease and the perception of the financial strength of the company paying the rent. If there is a long lease and a financially strong company paying the rent then the owner of the property has a reasonably safe long-term rental income.

Whichever route you decide to go it is well worth having a talk with your Independent Financial Advisor who will be able to discuss the different ways of financing such purchases as well as many of the other issues that you may need to consider.

Call us now on 0845 066 9432 or click here to email us

Woodland View House | 675 Leeds Road | Huddersfield | HD2 1YY
Tel: 0844 980 8801 | Fax: 0844 980 8803

We are authorised and regulated by the Financial Services Authority. The Financial Services Authority does not regulate will writing and not all forms of long term care plans. IFM Utility Service is not authorised and regulated by the Financial Services Authority. Your home is at risk if you do not keep up repayments on a mortgage or any other loan secured on it. Think carefully before securing other debts on your home. A fee of up to £670.00 inc VAT may be charged on completion of your mortgage. A fee of 1% of advance or £1,080 inc VAT whichever is the greater may be charged on completion of your lifetime mortgage or home Reversion Plan. The Financial Services Authority does not regulate Buy to Let Mortgages.Terms and conditions apply. Written details on request. Tax relief's and allowances referred to are those currently applying and are liable to change. There value depends upon the individual circumstances of the investor.

The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.
Neither this site nor its representatives can be held responsible for the accuracy of the contents or information contained within the linked sites accessible from this page.