IFM Long Term Care...

Advice on Care is provided by the specialist arm of IFM. Our specialist advisers provide information for clients, their families and personal representatives on how long-term independence, dignity and care can be maintained.

Long term care is the term given to routine care provided to individuals either in their own home, in community settings or residential care homes, either by family or professional carers to help with everyday activities such as eating, bathing and dressing necessitated because of chronic illness, disability or frailty.

We have up to date information on:

Local Authority Funding rules
Social Security Rates
Costs of Care
All Long Term Care Insurance Plans
Schemes to release equity from your home to provide for care.

How can we help you?

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Testimonials

I would just like to thank Bill and Nigel for sorting out my finances and my pension. I now feel in a more secure frame of mind and happier with life. I would not hesitate to pass on your name to anyb ...more >

What is Long Term Care
Long Term Care, which primarily requires nursing, is free and provided by the NHS.

What the State Provides
Since implementation of the Community Care Act in 1993 the provision of state care has been split between National Health Service who are responsible for medical care and Local Social Services who are responsible for assessing and providing social/persona

Paying for Care
Long Term Care which primarily requires nursing, is free and provided by the NHS.

Types of Care
People’s need for care varies considerably based on their age, state of health, cause of illness and whether or not they have to fend for themselves.

Choice of home
There are many positive reasons for choosing residential care, including security, 24 hour care on hand,

Means Testing
Social Services will only provide maximum funding for those who pass a means test. Those with combined assets and income (including any social security income support benefit entitled to whether being claimed or not) exceeding:-

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Authorised and regulated by the Financial Services Authority. The Financial Services Authority does not regulate will writing and not all forms of long term care plans. IFM Utility Service is not authorised and regulated by the Financial Services Authority. Your home is at risk if you do not keep up repayments on a mortgage or any other loan secured on it. Think carefully before securing other debts on your home. A fee of up to £670.00 inc VAT may be charged on completion of your mortgage. A fee of 1% of advance or £930 inc VAT whichever is the greater may be charged on completion of your lifetime mortgage or home Reversion Plan. The Financial Services Authority does not regulate Buy to Let Mortgages.Terms and conditions apply. Written details on request. Tax relief's and allowances referred to are those currently applying and are liable to change. There value depends upon the individual circumstances of the investor.

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