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	Client Testimonials
	We first contacted I.F.M for advice a couple of years ago and received a very professional and prompt service from Nigel. The advice was excellent and has proved invaluable. We then contacted Bill who again responded quickly and professionally. The third time we sought advice, Nigel visited us and came fully prepared with various options for us to consider. There was no "hard sell" and we were impressed by the services provided. We were kept fully informed and updated throughout. We have no hesitation in recommending the services of I.F.M. Thanks Nigel and Bill. Mr & Mrs G, Cleckheaton We would recommend IFM to anybody. Nigel and Bill have helped us in the past and hopefully again in the future. Mr & Mrs R, Huddersfield Over 2 years ago now we received a telephone call from Nigel. I thought it was another of those telesales people who had nothing better to do on a Monday night, but because he seemed such a nice, genuine gentleman on the phone my husband and I decided we would arrange a date for him to come and see us at no charge. A few days later Nigel came to see us and he did indeed change our finances around for us. We now have a lot more spare cash to spend on those extra luxuries in life. Mr & Mrs R, Wakefield We can highly recommend the services of Inspirational Financial Management Ltd to anyone seeking independent financial advice. Each member of staff is well qualified in their particular sphere and, because they are completely independent, they have information about and access to the widest possible field of financial information and investment opportunities. But, equally as important, is the fact that each member of staff is so friendly and courteous. We look forward to each visit from our personal I.F.M adviser. Mr & Mrs W, Brighouse A full and honest service that certainly put our minds at ease. Mr & Mrs W, Halifax My brother-in-law recommended us to you. We would like to thank you for your services, which included our finances such as mortgage and pensions. What made it for us was you both explained things in basic English which any Tom, Dick or Harry could understand. You were not pushy, and just left it to us if we wanted to go ahead. We have already recommended you both to our daughter and son in law. Thank you so much once again...... Mr & Mrs W, Huddersfield I am writing to put on record my thanks for the advice and help you have provided my wife and I. We appreciate the patience you showed in explaining how we could improve our financial position. We also found your advice to be non-judgemental and without any sense of pressure. Mr E, Beverley Thanks for the help and assistance you have given to my wife and myself over the past 9 years. We have always found you to be considerate and patient and your advice has, in all cases, proved to be beneficial. I will continue to recommend your company to family and friends and wish you all the best for the future. Mr E, Leeds Many thanks for your efforts to settle the Equity Release on my property, which certainly was a marathon! You will now no longer need to "dive for cover" when a telephone call from me is announced! Mrs P, Liversedge more testimonials

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BBC Your Money

The latest stories from the Your Money section of the BBC News web site.

URL: http://www.bbc.co.uk/news/business/your_money/#sa-ns_mchannel=rss&ns_source=PublicRSS20-sa

Updated: 4 min 18 sec ago

Pawnbrokers attracting new custom

Sat, 19/05/2012 - 00:01

Offering shoes and handbags as security for a loan

Categories: Finance News

£9k fees 'to push debt up £100bn'

Fri, 18/05/2012 - 12:38

A study suggests public sector debt will be pushed up by £100bn over next two decades by higher university fees.

Categories: Finance News

Q&A: Is Santander UK a safe bank?

Fri, 18/05/2012 - 11:31

Is Santander UK a safe bank?

Categories: Finance News

Private rents 'increasing again'

Fri, 18/05/2012 - 00:00

Private rents in England and Wales went up by 0.5% in April, according to letting agency group LSL Property Services.

Categories: Finance News

HMRC defends child benefit plan

Fri, 18/05/2012 - 00:00

Asking people to reveal financial information to their partners is legal, HM Revenue & Customs says, despite claims it breaks confidentiality rules.

Categories: Finance News

English house building falls back

Thu, 17/05/2012 - 15:05

The number of new homes started by house builders in England fell again in the first three months of the year, according to official figures.

Categories: Finance News

Some work schemes 'of no benefit'

Thu, 17/05/2012 - 14:57

A parliamentary committee questions the length and quality of some apprenticeships, saying six month programmes are of no real benefit.

Categories: Finance News

More households in fuel poverty

Thu, 17/05/2012 - 14:30

Gas and electricity price rises at the end of last year are expected to have pushed 400,000 more households in England into fuel poverty.

Categories: Finance News

How to ask for a pay rise

Thu, 17/05/2012 - 00:10

How to ask your boss for a pay rise

Categories: Finance News

How a Greek euro exit could affect you

Thu, 17/05/2012 - 00:09

How a Greek euro exit could affect you

Categories: Finance News

AUDIO: Millions to get tax demands in post

Wed, 16/05/2012 - 15:56

Millions of people will receive tax demands and rebates this week as part of the annual reconciliation of paid tax.

Categories: Finance News

UK unemployment falls by 45,000

Wed, 16/05/2012 - 15:29

UK unemployment fell by 45,000 to 2.63 million in the three months to March, according to the Office for National Statistics.

Categories: Finance News

Flight delay payments move closer

Wed, 16/05/2012 - 14:02

Airlines are likely to be told they must pay compensation to passengers whose flights are delayed by three hours or more.

Categories: Finance News

Bringing back the punt

Wed, 16/05/2012 - 13:24

Town takes a punt at bringing back an old Irish note.

Categories: Finance News

Mortgage lending 'jumps in March'

Wed, 16/05/2012 - 10:39

There was a big rise in mortgage lending in March, as the stamp duty holiday for first-time buyers came to an end, lenders say.

Categories: Finance News

'Royal' diamond sells for $9.7m

Wed, 16/05/2012 - 00:12

A 35-carat diamond passed among Europe's royalty for four centuries, the Beau Sancy, sells for twice its reserve at auction in Switzerland.

Categories: Finance News

How hard is it to get a 95% mortgage?

Wed, 16/05/2012 - 00:00

How hard is it to get one nowadays?

Categories: Finance News

Iceland refunds to councils rise

Tue, 15/05/2012 - 13:28

More than half of the money lost by UK councils following the collapse of Icelandic banks has now been recovered.

Categories: Finance News

Work days lost to sickness down

Tue, 15/05/2012 - 11:05

The number of working days lost to sickness fell again in 2011, the Office for National Statistics has said.

Categories: Finance News

Child benefit changes 'flawed'

Tue, 15/05/2012 - 09:39

The government's planned changes to child benefit are "seriously flawed" and undermine the principle of individual taxation, accountants say.

Categories: Finance News

Call us now on 0845 066 9432 or click here to email us

Woodland View House | 675 Leeds Road | Huddersfield | HD2 1YY
Tel: 0844 980 8801 | Fax: 0844 980 8803

We are authorised and regulated by the Financial Services Authority. The Financial Services Authority does not regulate will writing and not all forms of long term care plans. IFM Utility Service is not authorised and regulated by the Financial Services Authority. Your home is at risk if you do not keep up repayments on a mortgage or any other loan secured on it. Think carefully before securing other debts on your home. A fee of up to £670.00 inc VAT may be charged on completion of your mortgage. A fee of 1% of advance or £1,080 inc VAT whichever is the greater may be charged on completion of your lifetime mortgage or home Reversion Plan. The Financial Services Authority does not regulate Buy to Let Mortgages.Terms and conditions apply. Written details on request. Tax relief's and allowances referred to are those currently applying and are liable to change. There value depends upon the individual circumstances of the investor.

The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.

Neither this site nor its representatives can be held responsible for the accuracy of the contents or information contained within the linked sites accessible from this page.

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	BBC Your Money
	Pawnbrokers attracting new custom £9k fees 'to push debt up £100bn' Q&A: Is Santander UK a safe bank? Private rents 'increasing again' HMRC defends child benefit plan more

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	Click on a title for a full chart FTSE 100 Your browser does not support iframes. But You can use the following link. <a href="http://www.24hgold.com/UserControls/ExportDataXMLIndices.aspx?worldind=true&amp;codeind=FTSE%20100%20INDEX" title="">Link</a> Dow Jones Your browser does not support iframes. But You can use the following link. <a href="http://www.24hgold.com/UserControls/ExportDataXMLIndices.aspx?worldind=true&amp;codeind=DOW+JONES+INDUS.+AVG&amp;periode=1y" title="">Link</a> Nikkei 225 Your browser does not support iframes. But You can use the following link. <a href="http://www.24hgold.com/UserControls/ExportDataXMLIndices.aspx?worldind=true&amp;codeind=NIKKEI+225&amp;periode=1y" title="">Link</a> USD ($) v GBP (£) Your browser does not support iframes. But You can use the following link. <a href="http://www.24hgold.com/UserControls/ExportDataXMLCurrenciesInterne.aspx?periode=1y&amp;Worldcur=true&amp;codecur=USD-GBP" title="">Link</a> more charts

	Videos and Presentations
	Planning For Retirement A broad overview of retirement planning considerations Four Reasons To Save With An ISA A brief overview of some of the benefits of having an ISA Tax Breaks For Smaller Companies A brief overview of some of the breaks in the UK tax system such as the R&D allowance. Boost Your Retirement Income When it comes to choosing an annuity, picking the right one could see you thousands of pounds better off each year. Johanna Gornitzki explains how you can find the best deal for you. UK Mortgage Market Commentary 2009 Mortgages continues to be a hot topic of discussion in the media with reports of an upturn in the property market pouring in and competitive deals once again beginning to enter the market but whats really happening? Making Sense Of The Mortgage Maze Liam Tarry speaks to mortgage expert Ray Boulger, from brokerage John Charcol, about the outlook for interest rates, property prices and the housing market. more videos

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